Apple Case Study

3560 words - 15 pages

An Analysis of Internet Banking Adoption and Usage by Users in the Developing World

Nishali Prasadika Ranasinghe

BSB10183-3-Project

Submitted to the Business School in partial fulfillment for the degree of
Bachelor of Arts (Hons) in Business Management

Supervised By: Fathima Nazeefa Fawzer

Word Count:

Table of Contents
Abstract 3
Acknowledgement 4
1 Working Title 5
2 Introduction 5
2.1 Problem Statement 6
2.2 Problem Justification 6
2.3 Objectives 7
3 Literature Review 8
3.1 Determinants of internet banking usage 8
3.2 Barriers for internet banking adoption and usage 10
5 Conclusion 13
6 References 14

Abstract

Similar to the adoption of automatic teller machines, ...view middle of the document...

Fathima Nazeefa Fawzer, the supervisor of Project module, for her continuous guidance and advices in making this assignment successful.
Also sincere gratitude is extended towards Asia Pacific Institute of Information Technology for the assistance provided with library, laboratory and other facilities to complete this report on time.
Finally the author would like to thank the parents for their helping hand given to accomplish this project throughout the time.















1 Working Title
An analysis of internet-banking adoption and usage by users in the developing world
2 Introduction

Rapidly growing revolutionized technologies have overwhelmed the world of financial institutions. This form of technological advancement has enhanced delivery of banks’ services, and has enormous effect on development of flexible payments methods and user-friendly banking services (Dixit and Datta, 2010). Today, internet-banking features not only include funds-transfer, loan applications and investment activities but also comprise personal finance management such as importing data into personal accounting software (Akhlaq and Ahmed, 2013). The last decade has witnessed a prompt growth of studies on electronic banking and technology-oriented bank services. As the novel technology expanses across various sectors, businesses as well as academicians are tempted to evaluate the opportunities created by the new technology in a comparative mode with the existing processes. The immense prospects brought by the internet to the banking industry have therefore attracted considerable attention from researches whose efforts evidently group on specific areas of interest. However, there is limited research on internet-banking adoption in developing countries. Apart from the developed countries, the developing countries are experiencing strong growth in e-banking such as India and the Republic of Korea are experiencing particularly strong growth in e-banking. In Southeast Asia, internet banking is also developing rapidly in Thailand, Malaysia and Singapore and in Philippines (Mia et. al. 2007). In Nepal, ATMs are the most popular electronic delivery channel for banking services but only a few customers are using internet banking facilities. Nonetheless, there have been several major challenges and issues faced to the e-banking growth in the context of developing nations. Reason for lack of complete adoption and determinants of e-banking usage in developing countries like Bangladesh, Ethiopia, and India is an important research that will be addressed by this study.

2.1 Problem Statement
To discover the barriers affecting internet banking adoption by users in the Developing World
2.2 Problem Justification
Today, as global economy is entering digital age, information has become one of primary resources for economic development. Researchers suggest that e-finance can be a revolution and be introduced quickly even where basic financial infrastructure is weak...

Other Essays Like Apple Case Study

Closing Case Study of Who Makes the Apple Iphone with Answers

606 words - 3 pages OBJECTS AND SPECIMENS Definition: A collection of real things for instructional use refers to objects. A specimen is a sample of the real object or a material. Using objects and specimens: While using the specimen and objects as teaching aids, a teacher must keep the following points in her mind. * Plan your teaching with certain simple and direct observations of the object or specimen being referred

Apple, Inc. Case Analysis

1014 words - 5 pages Unit One – Case Analysis: Apple, inc. Strategic Human Resources Management Unit One – Case Analysis The intended goal of this paper is to explain strategic management and why it is crucial to the success of an organization in meeting its goals and mission. The focus will be on the case study provided by the Harvard Business School on the company Apple, Inc. from the year 2008. I will give a brief overview of the case and identify

Apple Inc Case Paper

966 words - 4 pages Paul Theby Strategic Management Section 002 Individual Case study September 30, 2009 Apple Inc. What were Apples competitive advantages? The basis of all of Apple’s competitive advantage stems from differentiation. In the Beginning they succeeded because they produced the first “relatively simply machine that people could use out of the box.”(Slind) They were the market leader for the first few years because they

Apple Plc

5005 words - 21 pages /publications/magazine/6/4/you_cant_innovate_like_apple http://blog.kissmetrics.com/7-strategies-apple-marketing/ http://lowendmac.com/ed/hatchett/09jh/difference.html http://www.slideshare.net/renjith_sk/apple-inc-case-study http://www.fool.com/investing/general/2010/06/07/apple-strengths-weaknesses-opportunities-threats.aspx http://www.slideshare.net/colbynelson/strategic-management-presentation-apple-inc http://marketingteacher.com/swot/apple

Apple Analysis

5693 words - 23 pages CHANGE 2012 In fact, Apple’s ability to innovate in their products successfully is also a source of distinctive capability which is sustainable and appropriable. As relate to apple case, the product that performs in innovation product such as I-tunes, I-Pod and other product under brand call Apple. From the case study, it can be said that Apple’s main distinctive resource is firstly, Steve Jobs., the CEO, and the integrated system of hardware

Apple Swot Analysis

2673 words - 11 pages and cash flows makes Apple an exceptional company of a convincing investment and a high return potential case. Therefore, it definitely strengthens investors’ confidence which allows potential investment for future avenues. Loyal customer Beside advantages Apple generates from its internal factors, Apple also benefits from its strong loyal customer base. According to a recent study from Strategy Analytics, iPhone owners not only are most

Analysis for Apple

3254 words - 14 pages Sullivan, J. (2011). Talent Management Lessons From Apple: A Case Study of the World’s Most Valuable Firm. Retrieved on March 16th, 2014 from http://www.ere.net/2011/09/12/talent-management-lessons-from-apple-a-case-study-of-the-worlds-most-valuable-firm-part-1-of-3/ Vincent, L. (2002). Legendary Brands: Unleashing the Power of Storytelling to Create a Winning Marketing Strategy, Chicago: Dearborn Trade Publishing Wingfield, N. (2011). Apple’s Lower

Csr in Apple Inc

3900 words - 16 pages confusing to others. This paper will explore in depth how international corporations are motivated to incorporate CSR into the business strategies and how they deal with it. Based on academic references, the report firstly outlined the CSR background as well as some theory and key debates about CSR. Then, the methodology was summarized. After that, the case study of Apple Inc. was used to demonstrate the reasons for implementing CSR

Apple Operation Strategy

2781 words - 12 pages internal and external Environment of Apple Inc. International Journal of Economics, Commerce, and Management,3(6) Lindblom, A., & Ohlsson, J. (2011). Stakeholders' influence on the environmental strategy of the firm: A Study of the Swedish Energy Intensive Industry. Halmstad University

Apple

3112 words - 13 pages video calling. Shortly after its release, reception issues were discovered by consumers, due to the stainless steel band around the edge of the device, which also serves as the phone's cellular signal and Wi-Fi antenna. The issue was corrected by a "Bumper Case" distributed by Apple for free to all owners for a few months. In June 2011, Apple overtook Nokia to become the world's biggest smartphone maker by volume.[192]On October 4, 2011, Apple

7 Apple User’s Myth Busted

798 words - 4 pages negatively but as per the U.S. Library of Congress, jailbreaking your Apple device does not mean you are breaking or infringing copyright laws. # Excessive Iphone use can cause cancer or other health problems. According to both the World Health Organization and the Food and Drug Administration, using a cell phone does not cause any known health problems--unless you're using it while driving, in which case you're an accident waiting to happen. But it

Related Papers

Apple Case Study

1342 words - 6 pages Apple Inc Case Study Analysis Apple Incorporated is a leading designer, integrator, and manufacturer of computer hardware and software. The company started in 1976 named Apple Computers Incorporated by Steve Jobs, Steve Wozniak, and Ronald Wayne. The Apple Company began making computing hardware and software out of Jobs’ garage in California. The company has not been without its struggles or corporate drama. In 1985, Steve Jobs was

Apple Case Study

1214 words - 5 pages Case Study & Analysis - Apple A note on history of disruptive technology and Apple Computers: Apple computers (Inc.) has been a pioneer in successfully introducing one disruptive technology after another. Beginning in the 1980’s, Apple introduced the first “personal computer” to the market. Although IBM would soon take over this market, Apple still gave birth to idea, and looking 20 years down the road to the introduction of the MacBook

Case Study Apple Inc 2010

1788 words - 8 pages Running head: CASE STUDY: APPLE INC. 2010 Case Study: Apple Inc. 2010 1. What are the chief elements of Apple’s overall competitive strategy? How well do the pieces fit together? Is the strategy evolving? Apple uses a unique strategy that differentiates it from its competitors. Not only do they develop new products they also are continuously improving on existing products. They have three basic product lines in which they stay focused

Apple Case Study

1066 words - 5 pages itself was extremely easy to use but was also capable of doing everything they needed it to do. 3. What challenges confront Apple at the end of the case? Two unique and very real challenges that Apple faced toward the end of the case is listed below: “One was the Mac Mini. As Apple’s entry-level desktop, the $599 price tag did not come with a keyboard or a mouse. The Mac Mini had limited memory and few expansion options. Consumers could get a