Autobiography Essay

1433 words - 6 pages

EDUCATION LOAN

STATE BANK OF INDIA

APPLICATION CUM APPRAISAL FORM FOR EDUCATION LOAN
(PLEASE COMPLETE ALL PARTICULARS IN
BLOCK LETTERS AND TICK

BOXES

WHEREEVER APPLICABLE)
CIF NO.(FOR OFFICE USE)
Signed photograph of Parent /

Signed photograph of Student

Guardian
ACCOUNT N0.(FOR OFFICE USE)

(1) PERSONAL INFORMATION OF THE APPLICANTS
Name in full of the Student
Name in full -Parent / Guardian
MIDDLE NAME ( Father / Husband )

FIRST NAME

SURNAME

Relationship with the student
Student

PARTICULARS

Parent / Guardian

1. Detailed Residential Address (House No.,
Road Name, Locality, City, PIN, District, State)

2. Office Address (House No., Road Name,
Locality, City, PIN, District, State) ...view middle of the document...

SC

ST
Children

OBC**
Others

SC

ST
Children

OBC**
Others

(2) FINANCIAL / INCOME INFORMATION OF THE PARENT / GUARDIAN
1. Monthly Gross Salary
2. Monthly Net Salary
3. Particulars of deductions from gross salary
4. Other Income as per I.T. return
5. Annual Income as per I.T.return
(3) EMPLOYMENT DETAILS OF THE PARENT / GUARDIAN
1. Name of the employer
2. Name of the department
3. Designation & Employee No.(if available)
4. No.of years of present employment
5. Date of retirement
(4) DETAILS OF SECURITY OFFERED
A) IMMOVABLE PROPERTY
Title deed
Plot / Flat / House No.

Lease / Freehold

In the name of

Date

Address

Estimated Market
value

B) VEHICLE / CAR - Please give details
including registration number,etc.

C) OTHER SECURITIES

Name of the Security

Name of the holder

Serial No.

Maturity value

(5) DETAILS OF THE COURSE / STUDY
1. Name of the Proposed Course of Study
2. Name of the Institution, University, Country
3. Reasons for selection of Institution /
University
4. Ranking of the Institution or course
5. Duration of course
6. Date of commencement of course
7. Expected monthly income of student after
completion of the course
8. Employment potential after completion of
course
(6) LOAN REQUEST
COST OF THE COURSE
1. Tution fees

SOURCES
1. Details of non repayable studentship /
fellowship, etc. available to the Student

2. Essential Books, Stationery, equipments, if
any
3. Examination fees

2. Details of

repayable studentship /

fellowship, etc. available to the Student
3. Details of funds available from family
sources for the course

4. Maintenance expenditure

4. Amount of loan applied for

5. Insurance premia for the duration of loan and
start up period
TOTAL (Should tally with the sources)

TOTAL (Should tally with the cost)

Estimated Market
Value

(7) DETAILS OF FINANCIAL WORTH OF THE PARENT / GUARDIAN
Details ( Bank, branch, etc.)

PARTICULARS

Amount (Rupees )

Bank's assessment

1. Savings in Bank (Savings Bank + Fixed
Deposits)
1.a. How long the Account has been maintained
?
2. Immovable property
3. Current PF balance(Your share)
4. Investment in NSCs/Share / Debentures /
bonds, etc.
5. Jewellary / gold ornaments
6. LIC / Postal life, etc.
7. Capital in various firms (your share), HUF
share and Share in Associate Concern

(8) ADDITIONAL DETAILS OF BANK ACCOUNTS OF THE PARENT / GUARDIAN
Name of the a/c holder

Type of a/c

Name of Bank and branch

A/c Number

(9) DETAILS OF EXISTING LOANS ( FROM STATE BANK OF INDIA OR OTHER BANKS)
Bank Name / other details and a/c No.

Purpose

Date of loan

Loan Amt

Present
outstandings

Mode of payment

Housing loan
Car loan
PF Loan
Borrowings from friends and relatives
Credit Society
Others (Please specify)
Other details

EMI

Details of security charged

Housing loan
Car loan
PF Loan
Borrowings from friends and relatives
Credit Society
Others (Please specify)
(10) PROPOSED / PREFERRED REPAYMENT AND PAYMENT OF INTEREST
Mode of Repayment (How many months or how many EMIs ?)

Payment of...

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