Bank Of America Essay

875 words - 4 pages

Bank of America: Investment Worthy?
Management/521
June 12, 2011
Rod Klein

Apple Inc, a Sound Business Investment?

The decision to invest in a company requires research and analysis. As an investment broker, I am currently considering investing in Apple, a leading technology development firm. Apple designs, manufactures and sells personal computers, mobile communications, portable digital players, and a host of other software and network services. In order to make a sound decision regarding this investment, a SWOT analysis will be conducted to understand the organization’s strengths and weaknesses, and the opportunities and threats it faces. In addition, Apples’ ...view middle of the document...

According to Apple’s Annual Report, On October 1, 2010, Mirror Worlds, LLC was awarded $208 million per patent for each of the three patents covering technology used to display files they alleged Apple infringed upon. The company is appealing the verdicts, but there is no guarantee that they will prevail.
Dependency on Steve Jobs. Apple relies heavily on Steve Jobs, CEO and a small pool of leaders to innovate. Without these key people in place, Apply may not continue to have its competitive edge. According to Moojoo, “Apple's engineers spend 100% of their time making products planned by a small club of senior managers--and sometimes entirely by Jobs himself.
Retention of key personnel. Apple is headquartered in Silicon Valley where the competition for experienced and skilled personnel is the technology industry is high. Apple’s ability to attract and retain the best talent is not guaranteed.

Potential Opportunities
According to Telecoms and technology report, the demand for data and Internet services on smartphones is still growing (Telecoms and technology report, 2010). There is huge demand for touch-screen devices and is expected to account for more than half of the total mobile phones shipments in 2013
Threats

The global economic condition is uncertain and is a threat. High fuel costs, negative financial news, tight credit, and unemployment could result is low consumer and business spending. This could also impact the company’s stock price. In addition, a significant portion of Apple’s revenue and earnings is derived from its international operations. They have to comply with import and export requirements, tax laws, foreign exchange controls. The company’s financial condition could be adversely impacted by the...

Other Essays Like Bank of America

Bank of America Case Essay

771 words - 4 pages Case: Bank Of America Questions: 1. How would you characterize B of A’s new system for developing new services? Focus on its process, organization, management and culture. B of A’s new system is more of a process/service innovation rather than a more Paradigm Innovation. They are not trying to achieve big leaps in terms of innovation. They are committed to improving innovation and willing to learn from mistakes. The senior

Bank of America Case Study

808 words - 4 pages Problem Statement Can Bank of America initiate, renew or terminate different sponsorship opportunities. Which of the different sponsorships will have the biggest ability to help the bank’s business segments accomplish there business objectives, and which ones could damage them. Background Bank of America was operating in 29 states, District of Colombia and 43 foreign countries, serving individual customers, small to middle market

Case Study: Bank of America

1111 words - 5 pages  Case Study Bank of America: Mobile Banking April 29, 2014 AMBA 650 section 9040 Professor Boyle TABLE OF CONTENTS I. CASE SUMMARY 3 II. KEY ISSUES 4 III. ANALYSIS AND EVALUATION 4 IV. RECOMMENDATIONS 7 Appendix A: REFERENCES 13 I. CASE SUMMARY Bank of America (BoA), established their online presence in the early 1990s. The goal was to provide their customers

Swot Analysis

1478 words - 6 pages Bank of America SWOT Analysis Reginald Ezeh. University of Phoenix MGT/521 – Management GA11MBA06 Maria Keller, EMBA December 20, 2011 SWOT Analysis for Bank of America. I have the role of a mutual fund manager who will be deciding to invest or not to invest in Bank of America. The framework I will be looking at for

Organizational Inventory

1847 words - 8 pages ORGANIZATIONAL INVENTORY INVENTORY INTRODUCTION Bank of America was founded in 1904 by Amadeo Giannini. The bank was first called the Bank of Italy which was located in San Francisco. It was designed to cater to immigrants that were denied service from other banks. In 1929 after years of a major earthquake that destroyed the Bank of Italy back in 1906. The bank merges with the Bank of America, Los Anglos. After merging the bank was known as

Personal Finance

632 words - 3 pages Name: Date: Graded Assignment Assignment Questions: Banking Answer each question fully. Complete sentences are not necessary. Total score: ____ of 21 points (Score for Question 1: ___ of 5 points) Visit the website of a large national bank, regional bank, or credit union, and use the information you find there to answer the questions below. EXAMPLE: Some large banks you might consider include Bank of America®, JPMorgan Chase®, Wells

Deutsche Bank Company Profile

1717 words - 7 pages with 2,036 of them in Germany. 9 The company has corporate offices in 72 countries including Mexico, USA, Switzerland, Singapore, Australia, Brazil, and South Africa with its headquarters in Frankfurt. Deutsche Bank has established good prospects for business growth in fast-­‐growing countries including the Asia-­‐Pacific region, Central and Eastern Europe, and Latin America. Provide information of three of the top executives who work for the

Operational Plan Td Bank

667 words - 3 pages hosts most major indoor invents in the state. However, there are always vulnerabilities. Weaknesses exist in every facet of the banking industry; however, TD Bank ultimate weakness exits because of its unique market share entirely focused solely on the East Coast. Of which TD faces the challenges from larger financial institutions such as Bank of America by not having a larger foothold across the continental United States. Thus, larger financial

Operational Plan TD Bank

663 words - 3 pages invents in the state. However, there are always vulnerabilities. Weaknesses exist in every facet of the banking industry; however, TD Bank ultimate weakness exits because of its unique market share entirely focused solely on the East Coast. Of which TD faces the challenges from larger financial institutions such as Bank of America by not having a larger foothold across the continental United States. Thus, larger financial institutions have a

Merrill Lynch Merger

1781 words - 8 pages Merrill Lynch and Co. was formed back in 1914 as a small investment firm on Wall Street, but over time grew into one of the largest firms in the world. In 1971 the company went public and at the time they were managing over 1.7 trillion dollars in assets. However come 2007 and the financial crisis Merrill Lynch and Co found themselves only days away from declaring bankruptcy. Bank of America Corporation is an American multinational banking

Privacy Policies Of Bank Of American And UnitedHealth Group

2324 words - 10 pages publish privacy policies that are accessible to customers so they may be aware of and understand how their information is shared and used. This paper will discuss the privacy polices of two organizations that operate in separate industries, these organizations being Bank of America and UnitedHealth Group. The policies of these two companies will be outlined and recommendation will be made that can enhance consumer protections. In addition

Related Papers

Stockanalysis: Bank Of America

1420 words - 6 pages Stock Analysis: Bank of America Corporation (NYSE: BAC) Stock Analysis: Bank of America Corporation (NYSE: BAC) Corporate Background and Lifecycle Analysis The current Bank of America Corporation (NYSE: BAC) was formed from the merger of NationsBank Corporation and BankAmerica Corporation in 1998; however, the bank’s history traces its roots back to the late 19th century. (“Bank of America Corporation,” n.d.). From humble beginnings

Bank Of America Essay

1833 words - 8 pages merica Corporation. Assessment of the external environment of the financial services sector; an internal/external assessment of B of A.; a strategy assessment; and recommendations to the Bank of America on how to maintain and strenghen its competitive position. Paper Introduction: strategic Management analysis bank of america Introduction The report presents the findings of a strategic management analysis ofBank of America Corporation a

Bank Of America Essay

3061 words - 13 pages QUESTION 2. 5 ANSWER FOR QUESTION 3. 6 ANSWER FOR QUESTION 4. 7 ANSWER FOR QUESTION 5. 8 ANSWER FOR QUESTION 6. 8 CONCLUSION. 9 REFERENCES. 10 BANK OF AMERICA’S MOST TOXIC ASSET (CASE B). INTRODUCTION. Summary. Ken Lewis was a Chief executive officer of Bank of America, he was appointed as American Banker’s "banker of the year "after purchasing Countrywide Financial and Merrill Lynch. The bank acquisition of Merrill Lynch in 2008

Bank Of America Essay

2118 words - 9 pages Internation Business Case Study Bank of Amerian and The Chinese Credit Card Market 1. How important is China to Bank of America? Did BOA do the right thing by taking a minority position in CCB? We considered that Bank of America’s taking minority position in CCB (9 percent, as stated from the case) is an adequate decision. Looking at the situation from the perspective of a firm in search for successful overseas expansion, we considered