Healthcare Around The World Essay

1615 words - 7 pages

Healthcare Around the World
When someone gets sick or injured they expect to receive medical care, whether it be as a public or private practice. We tend to think that most everyone has some type of health insurance to cover the expensive costs of medical care but in reality there are many who cannot afford such. The universal challenge has been how to get medical coverage for everyone around the world, but is this ideal too radical? Each country has its own pros-and-cons with health care plans. The United States, among others, have just recently reformed our own. There are many types of medical coverage around the world that still face the endless rising costs, as well as the lack of ...view middle of the document...

This type of model is considered a “Single Payer National Health Service.” Many other countries like New Zealand and Hong Kong have adopted this model or a similar variation in regards to their own healthcare (Reid).
The “Bismarck Model” was found in Germany by Prussian Chancellor Otto von Bismarck who invented the welfare state as part of the unification of Germany in the 19th century. This model uses an insurance system that is referred to as a “sickness fund” supported by the employer and the employee through a company. To finance this fund Germans pay 8 % of their salary into a sickness fund. Doctors receive quarterly income based on how many patients they see. There is still public assistance in place for those who cannot afford this type insurance plan and for children. This also falls back under the coverage from taxpayer’s funds, (Reid, Edmonds). France ranks in number one out of 200 countries for healtcare servcies as they spend a lot of money on preventive care; most citizens have a private plan to cover sublimental cost. Switerland provides private plans, as well, that are not set up through an employer. If a person is unable to afford insurance they will be provided with a subsidy by the government. These private health plans are not aloud to make a profit on health care, which helps keep cost down (Edmonds). This model varies per country but is based primarly on this type model.
The National Health Insurance Model incorporates both parts of the Bismark model as well as the Beveridge model (Reid). National Health Insurance is made up of private-sector providers but is run by the government where everyone has to help provide funding. Canada is most known for this type of system due to its origin there (Reid). This model is cheaper and the citizens help fund this system through income and sales tax. The doctors are private entities and are well known for having long waiting lines when one needs their services or to schedule appointments. However, in Canada’s effort to revamp their reputation, they have been able to improve time limitations on primarily elective procedures (Edmonds). Taiwan also uses this type of healthcare system and has cut cost dramatically by the use of a “medical smart card”. This “smart card” holds a person’s entire medical history that can be presented to any medical provider when their services are needed (Edmonds). South Korea is another country that implements a National Health Insurance program.
The “Out-of-Pocket Model” is what we see used for the remainder of the population in the more poor countries. If someone has money and can pay for healthcare then they can receive it when needed, otherwise if there is no money there is no healthcare. One would then be forced to stay sick, and/or possibly die as a repercussion (Reid). In third world countries like Africa, India and South America millions of people may never see a doctor. They may barter with chickens, corn, or whatever commodiatiy them may for...

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