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Mr Jimmy Phakathi Essay

551 words - 3 pages

Me: Please may I ask for more clarity on my account. I provided the information that I think is not reliable. The online form that you provided me with to fill my personal details left me with no alternative but to state that my income ranges from 0-$10000. However, that is true. I am the student. The design of your form gave rise to this issue. Just a moment... Sorry for the delay. We're working on getting to you as quickly as possible. If you need to run, please feel free to leave us a message

Alex: Hi there What seems to be the problem with your account? The question on the application where we ask for income is a question we must provide due to know your customer regulation it has no affect on ...view middle of the document...

Were you able to find it Jimmy? Me: yes i am still trying to work on it. what is the social security number all about? Alex: If you are not an American citizen you just click "No" on the question before that one. Then that should open up the international options for you. Me: what information must I provide next to Foreign Passport Number? Alex: Your Passport number It can be found on your passport. Me: can I ask for explanation about each of the four investment objectives? Alex: It is pretty much just asking about what you are looking to do. Long term preservation of capital (lower risk) vs. Short term monetary gains (high risk) Don't put too much thought into it, as it is simply a regulatory question in order to get to know our customers better. Me: Okay. What about the concept of risk tolerance? Alex: Risk tolerance is an important component in investing. An individual's amount of impact due to market swings is their risk tolerance. It's the level of risk you are comfortable taking in your portfolio Me: Alright. Here comes a big problem. I am a student (not currently). So what Tax bracket will I have to pick up? Alex: You are in South Africa, correct?

Me: 100% correct! Alex: So you would be in the 18% bracket of taxable income which is the tax base of the country That doesn't necessarily mean you have taxes or an income, that is just the bracket you are in Is there anything else I can help you with today?

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